Phone: (02) 9633 1826
Office: Level 7, 9 George Street,

What is a TPD Claim?

TPD stands for ‘Total and Permanent Disability’. Many insurance and superannuation policies have a total and permanent disability insurance component.

If you have TPD insurance, and have suffered an injury or illness, you may be entitled to make a claim on the insurance.

A claim may result in a payment to you of a lump sum. You could use this to cover past and future medical costs, pay down debt or improve your quality of life.

Different insurance policies have different requirements for making a TPD claim. It is important to obtain legal advice as soon as possible regarding your rights.

The nature of your illness and/or disability may be relevant. Medical evidence may be required in order to satisfy the insurance company.

It is well worth checking with your superannuation company to see if you have TPD insurance and the nature and extent of the cover. It is also not uncommon for insurance providers to have waiting periods and criteria regarding employment history.

The payment of a TPD benefit can also impact any life benefit that may be payable.

For a free, no obligation consultation or chat, please contact Steve McAuley, Principal Solicitor, or Samantha Curro, Senior Associate, on (02) 9633 1826 or email or

By Steve McAuley, McAuley Hawach Lawyers
Level 7, 9 George Street, Parramatta NSW 2124
Telephone: (02) 9633 1826
Facsimile: (02) 9687 8114

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